Category Archives: Student Loan
Simple Identity Theft Protection
How many of you bank, shop, or transact other business online? There are at least 4 million Department pf Defense employees that access their pay records online only. Even offline, stored financial data can be placed at risk in computers that are used on the Internet as well. As one of the fastest growing crimes … Continue reading
Is it Safe to Use Online Car Finance?
Online car finance is convenient. You can apply over the net and shop around for a good deal from the comfort of your home. But with the rise of scams on the net there are precautions you should take to make sure you are not being ripped off. Car Finance Safety Tips 1) If you … Continue reading
Credit Card Debt: One Way To Avoid It
One of the biggest problems people have in these modern times is Credit card debt, and worst is USA. Simply because there have always been so many laws and regulations before you could have a card in the rest of the world, you can’t for instance borrow someone elses card and go shopping because you … Continue reading
Practical Suggestions for Protecting Yourself From Identity Theft
It’s no surprise that thousands of Americans are victimized by identity theft each year. Last year more than 9,000,000 people were victims of identity theft amounting to some $45 billion dollars. By the time the average person realizes they have become a victim of identity theft; it is much too late. By this point, the … Continue reading
Useful Tips on Using Credit Cards
Here are some useful tips on using credit cards. Whether you shop online, by telephone or by mail, a credit card can make buying many things much easier; but when you use a credit card, it’s important to keep track of your spending. Incidental and impulse purchases add up, and each one you make with … Continue reading
7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit
There are seven consumer credit laws you should be aware when dealing with your credit. 1. The Truth in Lending Act The customer had to be told the true cost of borrowing, so they could figure out exactly what the charges would be. You must be informed, in writing of the finance charge and the … Continue reading
Five Reasons to Repair Your Credit Score – You Can Do It Yourself
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today. Fact #1: Did you know that consumers with Credit Scores of 700+ are likely to … Continue reading
Fair Credit Reporting Act: What You Should Know About It?
The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy of information in the files of every "consumer reporting agency" (CRA) or Credit Bureau. Learn what the law says and repair your credit today! Most CRA are credit bureaus that gather and sell information about you, such as if you … Continue reading
Credit Cards for Home Business
It is wise for you to have a company credit card like a VISA card. How can you find the least expensive bank card for your business? You may decide to use a VISA card from your local bank. Check the interest rate on unpaid balances. It is excessively high? Is it in line with … Continue reading
Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday. Police knocking on his door. His family strained to the breaking point. He didn’t do anything wrong but my business partner’s life got turned upside down a few years back. He became a victim of what is now the fastest growing crime in the world. … Continue reading