Bank of Syariah are Asked to Focus to UKM

Community of moslem law banking supported by Bank Indonesia is continues look after strategic alliance to pursue goals of market compartment (market shares) become 5 percents this year.

One of them is Festival Ekonomi Syariah (FES) 2008 that performed in Mal Ratu Indah (MaRI). At this event, moslem law banking is asked to be focused to UKM (Usaha Kecil Menengah).

Director Deputy of Perbankan Syariah BI Zaenal Arif told that at this time asset of moslem law banking grand total in national just reach Rp33 triliun.

That asset Grand total shows compartment of moslem law banking market in national just reach 1,77 percents.

“The market shares show trend growth. In 2005 market share of moslem law banking just reaches 1,42 percents, later in 2006 become 1,58 percents,” explained Zainal in discussion session FES 2008 in Maraja Ballroom Hotel Sahid Jaya, Thursday 14 Februaries.

That is, Zaenal said, moslem law banking has been must striven and creative in diging potential business for defrayed to pursue growth goals 5 percents in this year.

“This year, market shares of moslem law banking is targeted 5 percents. Thus there must be hops in expansion to reach the goals,” He said.

Expert of moslem law economy Prof H Halide in Amanah Finance tells that to reach growth goals 5 percents, moslem law banking must creative in diging business potency.

In other hand, He said, service also should be able to be improved until have interesting power for client. “To pursue that growth, there is two matters that must pursued, service and client,” mention Halide.

How with defrayal? Halide tells that defrayal characteristic at moslem law banking is more dominant to UKM. This Sector, continue Him, quite strong in pushing growth that very eethe with excitement from moslem law banking.

“This UKM sector is very suited for tilled maximally, don’t step into corporation,” said Halide. Because from side return, moslem law banking also still better than conventional banking.

Halide also tells that in general growth of moslem law business; entered insurance, micro finance moslem law, also grow very significant. That statement also strengthened with statement by Mohammedan Syakir Sula, as Sekjen Masyarakat Ekonomi Syariah (MES) – society of moslem law economy.

Syakir whos also Head of Islamic Insurance Society depict that business of moslem law insurance continued show market share growth. Last year, for example moslem law insurance success to reach market compartment till 1,5 percents and predicted becomes 10 percents in this year.

Meanwhile, Kepala Bappeda Sangkala Ruslan that deputize Governor Sulsel in opens economics exhibition Sulsel, hopes moslem law banking more aggresive and innovative in potential business till. He mentions agrobisnis sector that still seldom touched is very potential tilled by moslem law banking.

Meanwhile Vice Chairman MPR RI (People consultative assembly Republic of Indonesia) Aksa Mahmud tells that concept of this moslem law economy has been in advance run by society in rural. He/she mentions example of farm management with sharing holder system.

“This is the concept of moslem law that has walked, but just declarated around 16 years ago so become something new,” He said.

Because this concept unheard-of some of society, mention Him, then must support from education institution to push this system of moslem law economy so that can rapidly grow as in developed countries.

“I ask in order to this moslem law economy is started from education world, to make human resource that have fairer ability of effort management,” said Aksa.

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